Discover Bad Credit Loans In Arizona
An Arizona bad credit loan mortgage is needed if you have damaged or bad credit along with a lower than normal FICO score. Before considering
bad credit loans, borrowers shold explore all loan options due to the high interest rates and points that are usually involved in hard money loans. However, quality Arizona bad credit lenders will work with borrowers with sub par credit and help them to find a loan that fits their situation.
1. SDC Capital Funding | Arizona Bad Credit Loan Mortgage
Silverberg Homes, a predecessor to Silverberg Development Corp. was formed in 1981, initially to develop single family detached homes. The company is licensed as a California General Contractor with the California State License Board, License No. 420469 (Classification B-1). The company is also active as a California licensed Real Estate Broker.
In its earliest years, when the housing market was sluggish because of double-digit interest rates, the company acted as a consultant to several savings and loan associations as well as some private lenders to assist them in the disposition of their project-oriented real estate which they acquired by foreclosure or deed-in-lieu of foreclosure. However, beginning in 1983, the company was able to begin concentrating on its core activity, development of affordable single-family homes throughout the San Fernando Valley. The firm accurately predicted the 1990's housing recession, slowed down its development of new projects and fell back on its consulting roots. It assisted numerous homeowners with Earthquake-related insurance settlements and acted as a Construction Manager instrumental in the reconstruction of homes damaged by the Northridge Earthquake.
Silverberg Development Corp. was formed in 1989 as an adjunct to Silverberg Homes in order to focus on multi-family and commercial projects as well as various additional single-family home projects. The firms have successfully developed over 500 housing units and have also developed or repositioned various commercial, office and retail projects in Southern California. The firms are actively developing projects throughout Southern California and are now seeking development, investment and re-positioning opportunities in all real estate sectors nationwide.
Contact: Shawna Phelan
Phone: (818) 342-9555 x202
2. Zinc Financial, LLC | Bad Credit Loans Arizona
Welcome to ZINC Financial, LLC, your direct rehab loan lender - ZINC Financial, LLC is a leading Investment Rehab Lender. If you're looking for a rehab loan, you have come to the right place. We specialize in hard money rehab loans, and we help investors leverage their capital to acquire and rehab properties for investment purposes. We are a direct lender, so fast decisions are made right here. We understand that our investors can't wait for conventional financing and must close their rehab loan quickly. This provides for expedited property turn a rounds allowing our investors to realize faster profits.
ZINC requires that all investors contribute cash to the deal to align their interest with ZINC's. This provides for a mutually beneficial and profitable relationship. A rehab Home loan from ZINC is designed for properties that can not qualify for a traditional mortgage loan based on the current distressed condition of the property. ZINC's Investor rehab loans are designed to be closed in a matter of days, affording investors the opportunity to close their deal fast. ZINC Financial, LLC provides Investor rehab loans for investors in California, Arizona* and Nevada* that need to close that deal quickly.
Contact: Todd Pigott
Phone: (559) 326-2509
3. American Life Financial | Arizona Bad Credit Mortgage
We take the Hard out of Hard Money by bringing lower interest rates, longer terms, and lower fees to the "Hard Money" market space. If the property, borrower, or situation is "unbankable", we should be your solution.
Serving the Commercial Real Estate Loan marketplace, we provide both direct lending to property owners and wholesale lending to our registered brokers. We make Commercial and Investor loans, and our guidelines are simple: Real estate in Arizona or New Mexico, with enough property value to secure the loan, and where the borrower has the ability to repay the loan. If that is the situation, we are likely able to provide a NOT SO HARD MONEYTM loan.
American Life Financial is a wholly owned subsidiary, and the lending arm of American Savings Life Insurance Company. Founded in 1954, American Savings Life has been providing non-conforming real estate loans for over 56 years.
Contact: Anthony Turdo
Phone: (480) 835-5000
4. BRADLOANS by eMortgage Inc | Bad Credit Home Loans Arizona
ARIZONA PRIVATE MONEY & HARD MONEY REAL ESTATE LOANS DIRECT FROM BRAD! Owner Occupied Mortgage Loans (you intend to live in the home)
Investor loans for Fix and Flip or Long Term Hold
Up to 100% Loan to Value of Purchase price
Loan Amounts $25,000 to $250,000 (up to $1M on multi-family complex)
6 Month to 10 Year Terms
No Pre-Payment Penalty
Low interest rates from 12.99% on most private money and hard money loan programs
Homes, 2-4 unit properties, apartment buildings (no land)
Contact: Brad Gilbertson
Phone: (480) 948-0880
5. Commercial Funding Unlimited | Arizona Bad Credit Loan Mortgage
We make loans to any size businesses with a variety of commercial loans instruments to 100MM, including loans from 25K-150K with unsecured lines of credit.
If you're considering investing in commercial properties, you'll need 20% down in cash or equity in today's economic climate. Anybody that tells you different and asks for a big upfront fee, just "Say No". We do not charge any upfront fees for commercial loans.
Feel free to ask for our fliers that describe our different loans which include, multifamily, franchises, SBA, medical, convenience stores, unsecured lines of credit for small businesses, cash advances on merchant accounts, hard money loans, and much more.
When considering a hard money loan for residential investment properties, you need to be prepared to have some cash reserves to service the loan should an emergency arise. If you're looking for cash out and or refinance loans, we have those too.
Finding credible lenders for "hard money" loans is difficult, as some economic forecasts say housing prices will continue to drop in certain sections of the country this year, therefore, our lenders look at each deal on a case by case basis.
We have excellent options for rehab specialist, as well all real estate buyers/investors and will be happy to discuss your particular needs. Typical lending times run from 15 to 30 days after approval, which means all your paperwork has been reviewed and you've met the contingencies required by underwriting. Ask me for our written "Guidelines."
Contact: John Young
Phone: (503) 890-7511
6. DoHardMoney.com | Bad Credit Loans Arizona
DoHardMoney.com is one of the nation's leading hard money lenders. Our sole purpose as a lender is to provide people the fastest and easiest access to private money and hard money loan options secured by real estate.
In fact, you can get funding in as little as 5 business days through one of our 35 available loan programs.
As a real estate investor, you need hard money loans that will provide flexibility and autonomy so that you can be in control of your finances and future. You also need to make a good profit, so we've tailored many of our loan products to meet these particular needs for you.
The reason our loans work so well is that our company was founded by an actual real estate investor who has personally been involved in over 398 successful real estate transactions, not some Wall Street hot shot who's never been down on Main Street doing what you do every day.
Most hard money lenders come from banks and "traditional" lending institutions where they evaluate a property by what it currently is… not what it will be after a little TLC. These people don't have a clue about what it means to find a property and improve it for a profit. We DO!
Contact: Keith Uderjohn
Phone: (801) 468-1000
Many lenders will consider an Arizona bad credit loan mortgage in the following counties: Apache, Cochise, Coconino, Gila, Graham, Greenlee, La Paz, Maricopa, Mohave, Navajo, Pima, Pinal, Santa Cruz, Yavapai, and Yuma, Az. Also services Phoenix, Arizona.
Colorado Bad Credit Loan