California Bad Credit Loan Lender

:: California Bad Credit Loans

Bad Credit Lender is a California bad credit and hard money lender that handles all types of difficult to place California loans, including California hard money loans, commercial loans, subprime loans, HELOC loans and bridge loans. Why should you trust Bad Credit Lender for your California bad credit loans? Because unlike the majority of private California hard money lenders who charge unreasonable high loan rates, Bad Credit Lender offers the most competitive bad credit loan rates in California. For bad credit loans on most California residential and commercial properties with LTVs of 65% or less, we offer 11% APR and 3 points. For projects that exceed this LTV, the APR and points rise proportionately. We also offer California home equity lines of credit for second position loans. Contact us for those loan rates.

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California Bad Credit Mortgage Lender

If you have had credit problems due to damaged or bad credit along with a lower than normal FICO score, you may need to obtain a hard money or poor credit home loan. At Bad Credit Lender, we provide California loans to individuals with past, recent, or current credit issues so they can rebuild their credit and eventually refinance to a more traditional type loan. Our California bad credit lenders work exclusively with borrowers who have sub par or bad credit in order to find the best loan for their situation. Bad Credit Lender wants to help our borrowers get into a hard money loan for, ideally, 12 or 18 months -- during which time they can repair their bad credit. Once the bad credit and FICO score has been raised, we will help you get into a subprime loan.

Are You Eligible for a California Bad Credit Loan?

To find out whether you quailify for a California Bad Credit Loan, simply call us at (858) 454-4034 and talk to our of our senior partners who can usually tell you within 10 minutes whether your financial needs can be met with our California hard money loans. You may also fill out our 2 mintue bad credit application. Once you submit the California bad credit loan application, one of our loan specialists will call you (usually the same day) to go over your application and give you the details about whether you quailify for a California bad credit loan.