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There are also Veterans Affairs (VA) loans available to those who served in the US military for a specified period of time, or the widowed spouse of a deceased veteran. The VA guarantees the loan, making it easy to qualify. Also, since the VA backs your loan, you may not even have to pay a down payment. If neither of the aforementioned options is what you are looking for, you may seek approval from various state and local assistance programs. These aim at helping low income families qualify for a home mortgage loan. Typically, state and local programs such as these require you to meet an income standard, usually set as a maximum, which your salary cannot surpass. You should seek advice from multiple lenders and get more information so that you can choose an option that is most beneficial to you and meets your financial needs. Click to view our California Bad Credit Loan, programs. |
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Bad Credit Article: Low Income? Don't Sweat it, Get Approved for a Home Mortgage Loan Now